I discovered Talega in 2002 when our friends, the Gardner’s, were looking to relocate and they wanted to check out San Clemente. After showing them around town, my husband and I decided to come back the following day and do some exploring ourselves.
The first thing that impressed me was the “newness” of the Talega area. We were so used to the pier bowl area and loved how close it was to the beach, but couldn’t see ourselves living in such close quarters to our neighbors. After driving around a few neighborhoods we happened upon an open house and little did we know that we were about to find our next home.
We assumed since it was a new neighborhood, there would be mello-roos tax, however, we had no idea about the Talega Lifestyle Corporation (TLC) Fee. If you’re not familiar with the area, the TLC Fee is a fee that is paid to TLC each time a home in the community is sold. If it is a new home the fee is 1/8 of 1% of the sales price. If it’s a home that is being resold, the fee is ¼ of 1%. TLC’s purpose is to serve the residents of Talega providing community activities, clubs and special events. So, the big question is who pays the fee? Some will say the buyer, some will say the seller. I say everything is negotiable when selling or purchasing a home. If you are a seller, make sure it’s negotiated in the contract. If you’re a buyer, make sure you’re aware of the cost and decide whether or not you’re willing to pay it.
The homeowners association (HOA) for the community is the Talega Maintenance Corporation (TMC). When we purchased our home in 2002, the monthly HOA was $125. Over the years the monthly fee has increased, and is currently $174 per month. If you purchase in a condominium complex or gated community, there may be an additional HOA fee specific to that complex.
Mello-roos tax is imposed by the city to help fund local schools, fire and police departments and other improvements for the community. Every neighborhood can have a different assessment so it’s important to find out the specifics for the community you are interested in and incorporate it in to your monthly budget as part of your property tax payment. The most accurate information can be found on the Orange County Tax Collector’s website. You can type in the address of the property you are interested in to pull up the tax information. To see details for the tax bill, click on “view original bill”.
From the well manicured common areas, to the public and private parks and pool facilities, many feel Talega of San Clemente is a wonderful place to call home. And I’m one of them!
Listing information deemed reliable but not guaranteed. Read full disclaimer.
Based on information from California Regional Multiple Listing Service, Inc. as of 2017.04.25 04:10:48. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent.